The Only Home Currently for Sale Inside Premium Point Comes to Market

For more than a century, Premium Point has remained one of the New York metropolitan area’s most private waterfront addresses. Located on a secluded peninsula stretching into Long Island Sound, the guard-gated enclave is home to just 30 residences, offering a level of privacy and waterfront access rarely found within commuting distance of Manhattan.

Now, the only home currently available within the historic community has entered the market. Listed for $15.995 million by Heather Harrison of The Zach & Heather Harrison Team at Compass, the newly completed estate at 104 Premium Point Road occupies 1.3 waterfront acres and is currently the highest-priced waterfront listing in Westchester County.

A Historic Setting Reimagined

Originally established during the late nineteenth century, Premium Point has long attracted prominent residents seeking a private coastal retreat while remaining close to New York City. The neighborhood’s history includes notable names such as financier J.P. Morgan, artist Norman Rockwell, and baseball Hall of Famer Joe Torre.

Built by Cum Laude Group, the new residence preserves portions of an original stone estate while introducing more than 13,000 square feet of contemporary living space. Traditional architectural details including a slate roof and copper gutters complement modern construction and updated infrastructure, creating a home that respects its surroundings while embracing present-day luxury.

Designed for Entertaining

Positioned at the edge of the peninsula, the estate captures panoramic views across Long Island Sound and Premium Mill Pond. Expansive Marvin windows and walls of glass maximize those vistas throughout the home, filling principal living spaces with natural light while strengthening the connection between indoors and the waterfront landscape.

The residence includes eight bedrooms, ten full bathrooms and three powder rooms, along with an elevator serving multiple levels. A heated and cooled three-car garage, separate guest accommodations within the pool house, and a dedicated fitness level further enhance the home’s functionality for both everyday living and extended entertaining.

The main living spaces were designed with large-scale entertaining in mind. The chef’s kitchen features dual islands, Wolf and Sub-Zero appliances and a fully equipped butler’s pantry, creating an efficient workspace for gatherings ranging from intimate dinners to larger celebrations. An outdoor kitchen adds seamless indoor-outdoor entertaining to the property.

Advanced home technology, including Lutron lighting controls, Sonos audio and a whole-house generator, provides modern convenience while remaining discreetly integrated throughout the residence.

Life Along the Sound

Outdoor living is central to life at Premium Point. Residents enjoy private beach access, boat slips, and direct access to Long Island Sound, making boating, paddleboarding and waterfront recreation part of everyday life.

At the residence itself, expansive terraces overlook the water, while the pool, spa and outdoor kitchen create multiple destinations for relaxing and entertaining against a backdrop of uninterrupted coastal views.

Combining historic pedigree, modern craftsmanship, and one of Westchester’s most coveted waterfront settings, 104 Premium Point represents a rare opportunity to own within one of the region’s most exclusive private communities.

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